PaydaySamba

dancing to the tune of money

November 30, 2008

Walk when You Golf

Filed under: Uncategorized — @ 8:56 pm

Golf is a very challenging sport to play. Mentally you have to be on the top of your game in order to shoot a low score. If your mind is not in the game then it makes it almost impossible to get the golf ball in the hole in just a few strokes. One of the best ways to get your mind in a better state is to exercise. A lot of people who golf, ride in these golf carts where you can put your bag of clubs in the back. This requires minimal effort and is too easy. What you want to do is get a stroller for your golf bag and clubs and pull it behind you. When it comes to shooting par or under, you want a clear mind that is focused on golf. When you walk the golf course you get so much oxygen into your lungs and your brain can work so much better. Don’t be lazy and get a golf cart. You could get a caddy and walk with your caddy and that will still let you walk, but if you can’t afford it, then just go with the stroller. When you do walk on the golf course, be sure to bring water and drink as much as you can. You will be surprised at how low your golf score can become just by walking the golf course rather than riding in a powered golf cart.

November 29, 2008

Nice special offer 30000 dollar at a dependable rate of 9.1 percent

Filed under: Credit Sources, Money + Finance — @ 4:46 am

You should be overbold today to examine if you have a nice deal or if you don’t with the moneylender that offers you a loan.

Translated it means: Woon je in Bunnik of Kapelle en hebt u BKR verleden. Lenen met en BKR codering is nergens zo eenvoudig. Koop een ander huis met hypotheek met bkr notering, 224214 euro is geen probleem om te financieren. Van Winsum tot Nijefurd, geld lenen met een BKR notering is altijd mogelijk.

12.4 percent rate of interest may come out so good but will that be unremitting after you’re going to refund your money loan. Lots of of the merchant banks wil show you a interest rate that looks ok but doesn’t feel well or so after some time. A merchant bank in Fontana California or so may have a total completely different actual loan rate for a 25000 dollar credit loan then a bank in Great Falls Montana and that makes a vast clear gap in your weekly pay backs. That’s the reason why now you need to investigate and interpret if you can have a bank loan at a right percent interest rate. Check out to see if the merchant bank who you a money loan is honorable. It doesn’t matter if you live in Des Plaines Illinois or in La Habra California a fine online check up will unbosom you often lots of incommode. Nowadays you can check out interest rates quickly at websites and forecast if there are possible traps you should be aware of.

November 28, 2008

Card Playing: Gambling House Card Playing

Filed under: Uncategorized — @ 2:26 am

gambling strategy

Assuming that you haven’t a clue concerning betting saloon wagering, feel free to read on…

The most common definition of a casino is a structure that organizes card-playing. Visitors will test their luck by operating the slot-machines or alternate pastimes. Betting house games commonly include absolutely determined odds constituting them that promise the gambling hall reserves the upper hand against the betting fans.

Rather a lot of gaming establishment games can goad you into being obsessed swiftly. There is the stereotypical slot machine, a coin operated appliance with three or more drums that rotate once a handle on its side is tugged. This machine in the main compensates corresponding with a sequence of pictograms displayed on the information screen of the gadget. Regretfully, betting house games proffer the delusion of being in full control, thus conning the gambler – the participant is given choices, but in reality these can’t match up the customer’s fundamental handicap. This is due to the casino never returning the entire wager as expected. This strategy will generally be seen at work in well known casino games such as Texas hold’em, dice, roulette or blackjack.

Texas hold’em poker is really a highly fashionable casino pastime. The gambling enthusiasts, holding concealed cards, place their stakes in a principal pot which is then paid out to the last punter retaining the winning set of cards. (And yes, the bluffing hand can easily win as well!)

Commensurate with five card stud poker, blackjack is also an incredibly fashionable casino game. A great deal of its appeal is due to the mix of chance and ingenuity and choice making, as well as a routine termed card counting. The aforementioned is a highly complex technique by which gambling aficionados will change the probabilities of the game in their favor both by betting & tactical actions according to the cards shown.

“Craps” is yet another famous pastime where punters try to predict the throw of two dice. Aficionados are betting on the outcome of of 1 spin, or on a series of spins of 2 dice. Quite unlike blackjack, there is no feasible bona fide winning strategy punters could capitalize on to beat the odds.

Roulette is an insanely popular casino game of chance — a croupier revolves a roulette wheel which holds exactly thirty-seven (as applicable to European roulette) or, alternatively precisely thirtyeight (Vegas roulette) independently tagged compartments in which the ball must settle, which establishes the winning number Supposing that the player bets on a number and is successful so they’ve got a lucky hand, the promised ward is thirty-five to 1, the original stake is rebated. So in totality the original bet is multiplied by a factor of thirty-six.

Do your best to stay very very on the lookout though, as these gaming room games of chance can be habituating. Indeed an incredible number of lives are reported to have been wrecked by uncontrolled gambling and even if it indisputably feels enjoyable, do please try to moderate your play.

Stop Struggling and Write Your Article – Part II

Filed under: Uncategorized — @ 1:55 am

Don’t let overwhelm hold you back follow this expert advice and start writing your promotional article today.

In Part 1, I talked about the importance of planning and structuring your article. Here are three more essential steps to help you make sure your article is ready to go.

4. Avoid clichés (like the plague). As in, clichéd language, clichéd advice, and clichéd topics. To refresh your memory, a cliché is anything that’s over-used, banal, or tired. It’s anything we’ve all heard 1,000 times before and hoped we’d never hear again.

Some typical examples of overworked expressions (and there are thousands):

… bring you up to speed, at the end of the day, since time immemorial, chilled to the bone, a gleam in his eye, her heart leapt into her mouth, a level playing field, when all is said and done, on the same page …

Clichéd language can be fixed with a good edit. First, determine whether you really need that phrase. If you do, express the concepts in ordinary terms. So, for “see if we’re on the same page”, substitute “see if we all agree”.

Clichéd advice and topics might include:

“Achieve your goals”

“Build the life you want”

“Don’t worry, be happy”

“Empower yourself”

and, my personal fave, sent to me in an e-mail newsletter: “Take a bubble bath”.

I include in this category any concept that’s corny and sentimental, or writing that attempts to express the inexpressible: all those fluttering leaves, vibrant sunsets, and yearning sighs.

It’s really tough to write about intense emotions or universal experiences in a way that’s original and subtle. Great novelists and poets spend their lives struggling to do this. If you’re not careful, it’s easy to end up sounding like a 50-cent greeting card.

Fixing clichéd ideas is more challenging than fixing clichéd language. You need to ask tough questions:

“What does this phrase mean? What am I really saying here? What situations illustrate this? What do I want people to get? What value am I adding here?”

Remember that people are looking for straight talk and solutions to problems. Your solutions. They want your ideas, expressed with your urgency and importance.

So don’t give your readers hackneyed ideas expressed in stale language. Don’t fob them off with a bubble bath, try shoving them into a brisk, eye-opening cold shower instead.

5. Proofread Your article has to be 100% perfect in grammar, spelling and punctuation before the public gets to see it. The public means anyone visiting your Web site, and anyone you submit your article to for feedback or possible publication.

I confess, I did work as a professional proofreader for a time. And when you spend your life looking for missing periods and dots over i’s, you tend to get a little demanding. But there’s a reason for my concern.

Your article isn’t like a casual e-mail that you zap off without reviewing or editing: It’s more permanent and public. Your article is you, and people are going to assess your value by how you present it.

Think of it this way. If you’re fortunate, hundreds, even thousands of people may read your piece. You’re probably hoping to get lots of new clients from this exposure. Posting or submitting your article is, in a sense, like going for a job interview.

Dot your i’s, cross your t’s. Make sure there are periods at the end of sentences. Make sure you know how to use commas correctly, that you haven’t made any common errors (for example, it’s instead of its; there instead of their; your instead of you’re). Check for missing words; check the spelling of any unusual words.

If you have even the slightest doubt about your English skills, have a professional proofreader or editor review your article. At the very least, give it to a friend to read. Mistakes are very hard to catch in your own work.

6. Be brilliantly unoriginal. Your promotional article is almost guaranteed to fall into one of these five categories:

Sex

Love

Health

Finance

Career

What I want you to understand is that you don’t have to have the greatest, most never-thought-of-before idea in the history of the universe before you write your article. In fact, you can’t. It’s all been done.

That’s the unoriginal part.

Yet people are always itching to read, again and again, how they can improve in one of these areas (or about what a terrible time someone else is having in these areas, and thank heaven it’s not them this time).

So please, just get over your fear and give us your unique take on the eternal topics. Your unique take – that’s the brilliant part.

Brilliant doesn’t have to be big. It can be:

  • a new system for filing papers
  • the absolute best way to make espresso
  • the surefire way to find your G-spot or your Z-spot
  • a strategy for saving money that only an accountant like you would know

We’re talking soft innovations that flaunt your particular expertise.

Your brilliance could be in how you package your experiences. Have you been through a messy relationship, learned how to talk better to your teenaged kids, survived a life-threatening illness, started up a successful small business? Chances are, there are people out there just waiting to hear how you did it. This information is gold.

There is brilliance in your own communication style. Are you kind and patient, buzzy and edgy, witty and ironic? Are you more like a kindly grandfather or more like a visionary CEO? Whatever your qualities, be utterly yourself.

Your brilliance can be the simplicity and clarity with which you give your advicethe way you get your idea across so well, it’s like we’re hearing it for the first time. The way you inspire. The passion with which you speak.

So don’t worry that they’ve heard it all before. Of course they have. But they’ve never heard it all from you.

David Roddis, The Writers’ Coach, helps independent professionals write killer marketing copy, promotional articles and information products that attract more clients. Go to http://www.coachdavid.ca/fasttrack1 to join his mailing list and receive a free copy of “12 questions to fast-track your article”. For more information, visit http://www.coachdavid.ca.

November 26, 2008

“S.H.MI.L.Y.”

Filed under: Uncategorized — @ 9:19 am

Grandmama looked and sounded so weird to me

She always would tell me, “Shmily,…Shmily”

I often reminded her, “It’s Billy Gran, Billy.”

But she insisted in saying, “Shmily, Shmily.”

I saw it a lot, written in gathering dust

0r noted on post it’s in the past,

Written in the bathroom mirror full of steam

There’s issue really everywhere, I could’ve screamed!

I asked Grandmama who in the world was Shmily

She just gave me a fondly pat, “oh, Billy… !

Someday you’ll know, one day you’ll see,

To say that is old, silly Shmily loves me!”

I let it pass, though I was still confused

Meanwhile the years groomed me into a snazzy dude,

Thought I outgrew the mushy, icky sentiments

‘Til one day I learned what Shmily really meant.

I chanced upon a box filled with old letters

that Grandmama must have made in past forevers

Each with a lesson and advice on how to be

Then ending with that ubiquitous word, “Shmily.”

I further searched through, to find an old tape

Dusty but good, I set it on and played

There was Granny’s voice of lullaby, singing to me

See-How-Much-I-Love-You: Oh, that WAS Shmily!

About the Author: WILLIAM BIAGAN RAMOS will always be the small,frail child “Pogie” in the eyes of his Lola Madang,the good-for-nothing kiddo that everybody think so little of,none believing in his potential but she. So much so that she fought so hard to have him educated until her last days on earth.She made sure that before she went to heaven he will be provided for in his college days.
Pogie has no riches to brag but to be able to tell the whole world through this poem how much grateful if he is for the woman who 1st believed in him when nobody else did…
“Thank you,Nanay…for the roots and the wings!”
You are the reason why I’m still standing..& you will be the rison why I’ll fly someday!You’ll see

Source: www.isnare.com

November 25, 2008

Phone Call With You

Filed under: Uncategorized — @ 10:55 pm

I called you last night
And it was the best night of my life
Well, no it wasn’t
But still it was great

I was so tensed
I didn’t know what to say
It was all about school
But still I was frightened

I simply kept talking,
Talking and talking
You hardly said a word
And I felt so stupid

But this morning you asked me
“Why did you call, again?”
I told you why
And so you remembered

And then you said you were eating
That’s why you hardly spoke
So at least I was relieved
I wasn’t so stupid at all

It was my first conversation with you on the phone
I had mixed emotions
But the feeling wasn’t new
‘Cause I always feel this way with you

About the Author: hi! i’m a high school student in de le salle zobel school. I enjoy writting poems and i would like to publish them… hopefully, someday, i would like to have a book containning all poems published… hope you like my poems

Source: www.isnare.com

The Future of Your Son or Daughter, Choose the Right Way to Invest the 250 Pounds

Filed under: Money + Finance — @ 11:45 am

Heard about the Child Trust Fund? a small amount appear to know about the fact that all infants get a free £250 voucher from the government to invest in a Child Trust Fund. The voucher may be invested in any one of three types of CTF account, Stakeholder – a shares-based account thatswitches into cash, a savings account or a shares account. It is a great opportunity to prepare for the future needs of a young person

Scottish Friendly is an approved provider of the Child Trust Fund The State is keen for people to have access to Stakeholder accounts and this is the sort of account that we are catering for. This means that:

Investments go into Scottish Friendly’s Managed Growth Fund, which hopes to provide strong growth potential

An investment is made in part in shares to get the benefit of potentially higher returns over 18 years,compared to a cash deposit account (although the value of shares can
go down as well as go up whereas capital would be protected in a deposit account)

It is available with a low ‘Stakeholder’ funds charge of only 1.5 percent every year

When a person reaches the age of 18 the young person will get a lump sum, wholly free of Capital Gains and Income Tax under prevailing law

It is very affordable – additional payments can be put in the account from only £10

One of the great attractions of the Child Trust Fund is that anyone – parents, grandparents, aunts and uncles, friends – can give to the Fund to an uppermost limit of £1,200 per year to help augment the child’s Fund (once added, this money may not be withdrawn).

Put succinctly our Stakeholder account provides a good balance between potentially high returns and a reduced level of risk. There is also the additional assurance that our account complies with the Government’s stakeholder criteria. Nevertheless this doesn’t mean that returns are guaranteed or that Stakeholder accounts are appropriate for everyone. Bear in mind that the value of shares in the Managed Growth Fund (where your Child Trust Fund money is held) can go down as well as go up and is not guaranteed.

Only children whose birthday is on or after 1st September 2002 are allowed to open a Child Trust Fund. If you have children born before the above-mentioned date who are not qualified you could think about saving for them with a Child Bond – it’s a tax-free savings plan intended for long-term growth.

There can be no doubt that saving for your son is a sound means of preparing for the future.

November 24, 2008

Influences

Filed under: Uncategorized — @ 2:13 pm

Influences

I think it was the Russian writer Tolstoy who said that the most significant revolutions were internal; in other words they happen individually and in your head. I can see what he meant, although if the old boy had been around in 1917 he might have bitten his lip.

We tend to think of revolutions as being violent and bloody conflicts, which of course they are, the French, Russian and American Revolutions being prime examples. On the other hand, the Industrial Revolution, which, in the end was more far-reaching than any of the other contemporary revolutions, was on the whole, peaceful.

At this point I have to do a little flag waving for Scotland. Well, I don’t have to, but I’m going to. Three important inventions of the time, without which it’s difficult to see how the Industrial Revolution could have made much progress, were all Scottish. In 1769 James Watt patented the first effective steam engine and subsequently had a unit of power called a Watt, named after him. Then there was the macadamised road, invented by – yes, you’ve guessed it – a man called McAdam.

Finally there was the pneumatic tyre, invented in Scotland not once but twice, and forty years apart. It was first patented in 1845 by Robert Thomson, used successfully for a while on bicycles and then, unbelievably, forgotten. Forty-three years later John Dunlop re-invented it, and the rest, as they say, is history. Robert Thomson, went on to invent the fountain pen, and he gets my vote for that, as I detest biro pens (excusez-moi, Monsieur Biro).

Just for the record I might as well mention a few other contemporary Scots inventions.
James Simpson – first doctor to use anaesthetics,
Joseph Lister – first to use antiseptics,
The Kelvin scale,
Maxwell’s equations in Electro-magnetism (whatever they are),
Marmalade,
The macintosh. A waterproof coat, invented by a Scots chemist called (why, of course) Charles Macintosh. He invented it whilst trying to do something else, but it still counts as a Scottish invention.

I’m tempted to add whisky to the list, but I have a feeling that this particular invention would have had the effect of slowing the march of progress to a walk, or possibly a stagger.

Fortunately we do not have revolutions anymore; we have elections. Not even that business with the holes punched in voters’ cards in the Bush vs Gore election scramble caused more than the American equivalent of a Gallic shrug (and doesn’t that seem a long time ago now?)

All the same, the earth has moved a couple of times in our lifetime (well, in mine, anyhow); once in the fifties and then again in the nineties, with the coming of the communications revolution, based on the silicon chip and the all-conquering computer. Incidentally, while we’re on the subject, hands up all those who actually know what a silicon chip is. Hmm, I see you’re all with me and Homer Simpson on this one. You remember when the doctor asks him if the alien life form he’d seen was silicon or carbon based, and he thinks for a moment and says, “Um, the first thing – zilophone”.

Anyway, the fifties, as everyone knows, saw the rise of the teenager. Before the fifties, young people wanted nothing more than to grow up like their parents. They dressed like them and probably thought like them. If Dad wanted to wear his trousers under his armpits and have shoulder pads so broad that he looked wider than he was tall, then that was okay for Junior too.

All that changed with the coming of James Dean and Marlon Brando. James Dean was gone by the time I reached my teens, but I still went through the black leather jacket and white T-shirt phase. Dean had such an impact that he still seems modern today. It’s as if he belongs to an entirely different world than, say, Jimmy Stewart.

It was the recent passing of two icons from my early years; the great Ray Charles, followed by Marlon Brando which set me thinking about my early influences. Inevitably a lot of them were American. At that time in the UK we didn’t have many international stars, although throughout the history of the cinema there has been a steady trickle of actors from the UK who have made it big time in the US; Chaplin, Stan Laurel, Cary Grant (Tony Curtis’s atrocious English accent as the phoney millionaire in ‘Some Like it Hot’ was based on Cary Grant’s accent), Bob Hope, Hitchcock, the beautiful Vivien Leigh, picked from thousands to play Scarlet O’Hara in ‘Gone With the Wind’(“I’ll think about it tomorrow”), Elizabeth Taylor, Michael Caine, the dodgy Hugh Grant, Kate Winslett (Titanic) and Sean Connerry.

The first film I ever saw, when I was seven years old, was ‘Red River’ with John Wayne and Montgomery Clift. I was taken by my dear foster parents and I have never forgotten it. The following week I was taken to see ‘Winchester 73′, starring the already mentioned James Stewart. Cinemas in those days were wondrous places with, it seemed to me, impossibly high ceilings and extravagant baroque decorations everywhere. This one had an amazing colour and light-filled organ, which came up out of the floor. The whole thing, the electric organ like a rainbow in the dark, and the ten-foot high cowboys clanking across the screen (we always sat near the front), made an indelible impression on me.

It was only later, when I started to read the likes of Dee Wells’ ‘Bury My Heart at Wounded Knee’ that I began to realize that the Western myth, powerful as it was, had another side. When you grow up, you realize that everything has another side.

As for books, I suppose I read mainly English writers, from Kipling to John Galsworthy and G.K.Chesterton. Chesterton could be poignant, as in;
‘With monstrous head and sickening cry,
And ears like errant wings,
The devil’s walking parody
On all four-footed things.

Fools! For I also had my hour;
One far fierce hour and sweet:
There was a shout about my ears,
And palms before my feet.’
The Donkey

and he could be funny in an odd sort of way;

‘The souls most fed with Shakespeare’s flame
Still sat unconquered in a ring,
Remembering him like anything’.

Chesterton once dedicated a story to his readers – ‘So many of which belong to the human race’.

One of my favourite writers at the time was Henry Williamson, a contemporary and friend of T.E.Lawrence, ‘Lawrence of Arabia’. His best-known book was ‘Tarka the Otter’, a gritty, realistic story about the life of an otter in North Devon. Much later I was disillusioned to find out that he was a Nazi sympathiser, and I think he once actually met Hitler. I can only think he was attracted by the idea of ‘purity’. Well, we all know where that leads.

I read a lot of science fiction in those days, starting with H.G.Wells, Arthur C.Clarke, C.S.Lewis, and going on to the American writers, Ray Bradbury etc. Thats probably how I discovered American writers in general; Hemingway, John Steinbeck, who wrote East of Eden, from which the film starring James Dean was made, and the wonderful James Thurber, whose elegant and witty prose deserves to be better remembered than it is. Perhaps he really belongs to that black and white era in which Spenser Tracy always wore a suit and Katherine Hepburn would glide through a marble hall bigger than most people’s houses today.

I must also mention William Faulkner who wrote about the Deep South and the mythical Yuknapatawpha County. In all his novels he explored the sometimes convoluted relationship between the races. He also wrote one humorous story, ‘The Reivers’, which was made into a film starring Steve McQueen. For me, he was one of the best mid-century writers, although apparently he was not much liked by the local farmers, who referred to him as ‘that writing fella’. Perhaps he got too close for comfort in his stories. Or maybe it was his habit of retiring to bed for a couple of weeks every once in a while with a bottle of whisky and a copy of Shakespeare. You can never tell what these writing fellas are going to do next!

Finally in this tale of influences, it was as far as I remember, a book I’d been given for Christmas that first kindled my interest in art. It had pictures of boats and water – mostly oil paintings – and I was fascinated by the way the reflections in the water had been portrayed. They looked so real, and at the same time you could tell they had been painted. I still try to keep that feeling in my work today. Later on, at art college, I think one of the tutors described painting as a dialog between reality and illusion, but I think what he meant was – it’s magic.

James Collins
http://www.pet-portraits-scotland.com
email: collinsdallasart@tiscali.co.uk

About the Author

James Collins is an artist, writer and musician who lives in the Scottish Highlands. These days he specialises in portraits of pets and other animals, but he still finds time to paint and draw the beautiful and rugged landscape of Scotland. He lives with his wife, daughter and three dogs in a house overlooking the Moray Firth.

November 23, 2008

How to Use Ebook To Achieve Your Marketing And Promotion Tar

Filed under: Uncategorized — @ 10:20 pm

There are innumerable ways to use ebooks to promote your business and drive quality traffic to your website. Once posted on your site, you can turn them into a daily course, which brings your customer back to read the next chapter. You can use them as a free gift for making a purchase or for filling out a survey. Put your ebook on a disc, and you will have an innovative brochure. Blow your competition away by inserting the disc into your sales packages.

The most effective marketing products are those that are unique. Copyright your ebook, and immediately, you have a powerful tool that you, and you alone, can offer to the public. People will have to visit your site to acquire your ebook, which increases the flow of quality traffic and the potential of sales and affiliate contacts.

Make sure that you keep your ebook current. Update it frequently as the market and trends change. Add new advice and techniques to show your prospects how your goods or services can enrich their lives. By constantly keeping abreast of new trends and techniques, you can continue to see profits from your ebook for years after your original creation.

Another phenomenal advantage of ebooks is that you can test their marketing potential without putting out hardly any cash at all. You can even produce an ebook one copy at a time, each time you receive an order, eliminating the need for storage and inventory. By this method, you can gauge the saleablity of your ebook, and make adjustments as necessary until the orders start pouring in. Ebooks allow you to learn about your market and customer habits and motivation over a period of time, without risking your precious financial resources. They also provide you with an invaluable way to gather marketing information, which you can use in many different facets of your business.

Use your ebook to discover what the specific goals and problems are in your specific industry. Then figure out how to solve these problems, and publish an ebook with this invaluable information. This will increase the value of your business, upgrade your reputation, and get you known as an expert in your field.

You can extend the value of single ebook by breaking the book down into chapters for a serial course, into special reports available on your website, or into audio or visual tapes. Ebooks can be broken down into several different promotional materials by excepting some of the articles and using them to promote yourproduct. You can include a catalog in your ebook to promote all the products or services you sell. You can include a thank-you note for reading your book and an invitation to download a trial version of your product. Or you can include a form for your audience to contact you for further information or with questions, thereby building your business
relationships and your mailing list.
Using ebooks in this manner helps to cut the cost of individually producing separate promotional materials. You can use a single ebook to entice new prospects and to sell new products to your current customers.

No other medium has this kind of flexibility and ability for expansion. Think of your ebook like spider spinning a beautiful and intricate web. Now go and create that web, and see how many customers and prospects you can catch!

About the Author

Jaz Lai is an Online Business Entrepreneur. He recently twisted the arms of 2 well-known internet marketers to share with you their secrets on ‘How Little Guys can level the playing field and complete with the Big Guys” For more information on how to make full use of your ebooks as a marketing tool, click here http://www.the-megapreneur.com

November 22, 2008

Free Rebrandable ebooks Tools to Grow your Online Success

Filed under: Uncategorized — @ 6:28 pm

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